A replication study of the credit card effect on spending behavior and an extension to mobile payments
Four studies (three online, one lab), total n = 692; no replication of the credit card effect on WTP or basket value; their meta-analysis found the effect but weaker through the years and contingent on location; mobile payment no effect online, a mobile versus cash difference on basket value in the lab study.
Four studies (three online, one lab), total n = 692; no replication of the credit card effect on WTP or basket value; their meta-analysis found the effect but weaker through the years and contingent on location; mobile payment no effect online, a mobile versus cash difference on basket value in the lab study.
Written from the abstract read 2026-10-12.
What our sources record
Reproduced as it was written when this source was checked, figures and all.
60, 102472. doi:10.1016/j.jretconser.2021.102472. Abstract read: four studies (three online, one lab), total n = 692; no replication of the credit card effect on WTP or basket value; their meta-analysis found the effect but weaker through the years and contingent on location; mobile payment no effect online, a mobile versus cash difference on basket value in the lab study.