Effects of payment mechanism on spending behavior: The role of rehearsal and immediacy of payments

Soman (2001) · Journal of Consumer Research · Read the paper

Soman argues that the payment mechanism affects how well past payments are remembered and how painfully they are felt. In two experiments, past payments reduced purchase intention most strongly when the mechanism required writing down the amount paid (rehearsal) and when wealth was depleted at once rather than later (immediacy). Journal of Consumer Research 27(4), 460-474, 2001; author Dilip Soman.

Soman argues that the payment mechanism affects how well past payments are remembered and how painfully they are felt. In two experiments, past payments reduced purchase intention most strongly when the mechanism required writing down the amount paid (rehearsal) and when wealth was depleted at once rather than later (immediacy). Journal of Consumer Research 27(4), 460-474, 2001; author Dilip Soman.

Written from the abstract, OpenAlex, 2026-11-03; full text not read.

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Soman, D. (2001). Effects of payment mechanism on spending behavior: The role of rehearsal and immediacy of payments. Journal of Consumer Research, 27(4), 460-474. doi:10.1086/319621 https://doi.org/10.1086/319621